What is your investment approach?

We implement a “goals-based” investment approach.  Simply meaning, we customize each strategy, using your goals as our guide, to provide a balance of risk versus reward with a combination of both active and passive investments.

Do you use mutual funds or ETFs?

Yes. It is difficult to accurately predict year in and year out whether active strategies or passive strategies will be best suited, therefore we incorporate both actively managed mutual funds and passive ETFs to help create a perfectly balanced hybrid portfolio for your financial needs.

Do you invest client assets into individual stocks and bonds?

Yes. In portfolios we design, we recommend individual stock and bonds based on each client's objectives and risk tolerance. For those clients with the risk capacity, we will invest in individual stocks to help add alpha to the portfolio.  We use fundamental analysis to select those companies with the strongest balance sheets in their respective industry/sector in combination with Point and Figure technical analysis to determine buy and sell price points.  Having an exit strategy when owning individual equities is critical in our opinion.  

What is the process involved when moving my accounts?

Our team will handle all related transfer paperwork to move over your existing accounts.  For your non- retirement accounts we will transfer assets “in-kind” or in other words, exactly as they are to help avoid potential tax consequences.  We will work directly with your current firm, custodian, or former employer to ensure a smooth transition of your assets.  Once your investment portfolio arrives, we will complete an accounting of assets to ensure all shares and cash are accounted for accurately.

Who will I work with at Tandem Financial Partners?

We believe every member of our team offers a distinct set of skills that enables us to provide a team approach.  As a Tandem Financial Partners client, you will have direct access to every member of our team and their individual expertise.  Whether it is background, life experiences, or common interests, we understand that some of our families occasionally relate more to one member of our team than another.  While we do work as a team in many situations, as we believe our clients benefit from the insights and perspectives of more than one seasoned financial advisor, you have discretion in who you work with and interact with regularly.  

Does your group have an investment minimum?

Typically, the families we provide wealth management services to will have a portfolio of at least $500,000 in investable assets. Investable assets most commonly include current retirement plans, retirement accounts from previous employers, IRAs (traditional, rollover, Roth, SEP, inherited, SIMPLE), brokerage accounts, trusts, and cash or money market accounts.

How can I view my investment performance and holdings?

You may view your accounts and performance, in real time, on the Raymond James Client Access website or App.

How are you compensated?

We have lived by the belief that our clients are our employers and have stood by the axiom of “our client's interest must always come first.”  We typically utilize an advisory agreement in which we collectively agree on a reasonable cost based on services provided and assets managed.  As we have said, we customize most everything.  As an example, if a client has a long term and/or concentrated position they never intend to sell. We also offer traditional commission based brokerage services.